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Do you still use personal checks?

Discussion in 'Random Chat' started by Guy, May 23, 2018.

?

Do you still use personal checks?

  1. Yes

    13 vote(s)
    48.1%
  2. No

    14 vote(s)
    51.9%
  1. Guy

    Guy

    Joined:
    Jul 19, 2015
    Messages:
    3,001
    Do you still use personal checks?
     
  2. Shaun__

    V.I.P. AmberLander

    Joined:
    Jul 16, 2011
    Messages:
    5,955
    Some businesses can only be paid with checks. I write one a month to the company that cuts my grass, and for large amounts, like car down payments, that do not need to be cashier checks.
     
  3. SaffronBurke

    Cam Model

    Joined:
    Jan 3, 2013
    Messages:
    15,916
    I hate checks with a fiery burning passion and avoid them unless I have no other choice. I have disliked them ever since I worked retail and people would insist on paying with checks and it took at least five minutes to process the transaction, which would have been under a minute if they'd used a card or paid cash.

    All of my bills are paid online, directly from my bank account. Anything else, I can use my debit card or take out cash. I used to have to use them for rent, but after moving out of that place, I've been able to pay electronically. I still have the same box of checks that I ordered back in 2011, and I'm nowhere near using them up.
     
    • Agree Agree x 2
  4. Songbird_Shelly

    Joined:
    May 24, 2015
    Messages:
    2,064
    No, I don't usually use them. I have the small amount of starter checks that the bank gave me when I opened my new account in March or April this year.

    I do everything with cash or debit card (except for paying my rent, which I use money orders for since I'm now banned from using the online rent payment system...due to one too many insufficient funds incidents).
     
  5. Slapstick

    Joined:
    Feb 19, 2018
    Messages:
    106
    I haven't written a check since I started using SquareCash and Apple Pay. Every small business (lawn care, the tree guy etc) we deal with prefers those over checks or even cash. Like Shaun the only thing I would use a check for is a large ticket item (e.g. car down payment).

    When I worked retail the joke was that the only people that paid with checks were the people that did not have any money in their bank accounts.
     
  6. Fatquack

    Joined:
    Apr 2, 2016
    Messages:
    435
    No, not in over 20 years, I live in a country with a real, non-medieval banking system.
    :angelic:
     
    • Funny Funny x 3
    • Like Like x 1
  7. Lelo1

    Joined:
    May 8, 2012
    Messages:
    877
    Some times pay by check is the only option. Checks are allot easier and safer then carrying around big stacks of cash. Especially if you need a record/proof that you gave said person said money.

    For day to day, checks can be a backup, Incase your card gets stolen.
     
    • Agree Agree x 1
  8. fandango

    Joined:
    Feb 6, 2015
    Messages:
    737
    I have only ever written one cheque in my life. It was when I bought my first car at 17. Never had a reason too after that and now I don't even have a chequebook.
     
  9. JoleneBrody

    JoleneBrody AdultIndieProductions.com
    Cam Model V.I.P. AmberLander Industry Representative

    Joined:
    Nov 3, 2010
    Messages:
    10,224
    Rarely but sometimes, like at unexpected toll booths, it's the only option. i get a sheet or two of temp checks from my bank maybe once a year and keep them in the truck for just such occasions.
    Once or twice they saved me when a stores card system went down.
     
    • Agree Agree x 1
  10. Bocefish

    Joined:
    Mar 26, 2010
    Messages:
    8,690
    Do you?

    Why do you care if we use personal checks?
     
    • Like Like x 1
  11. Bocefish

    Joined:
    Mar 26, 2010
    Messages:
    8,690
    Good advice
     
    • Like Like x 1
  12. Autumn Alexander

    Cam Model

    Joined:
    May 22, 2018
    Messages:
    52
    Since I'm a millenial I thought that I'd never use checks until I started college and had to start "adulting". I like the process of it because it makes me feel important, but I still think of it as an "old lady going to the market" task...
     
    • Agree Agree x 1
  13. Just_A_Guy

    V.I.P. AmberLander

    Joined:
    Aug 20, 2017
    Messages:
    310
    Yes but not recently.
     
  14. Mintx

    Cam Model

    Joined:
    Apr 6, 2017
    Messages:
    647
    Not unless there's another option.
     

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