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I know it's a scam, but I want your opinion...

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Jun 24, 2025
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I know this is a scam, but I want your opinions. I didn't want to do my own post and end up in the "I'm in love with a camgirl" threads lol. But why not...

There is a model I've been following for a few months. I'll hop in her room every couple days maybe do a private, tip in public, nothing crazy, she takes about 300 or so a month from me after MFC cuts. I don't think she is a studio girl. None of the common themes are present. She is only on MFC. So I bought her WhatsApp, and we have been going back and forth semi regularly. She is Romanian and I live in Italy, in a town she has gone on holiday before. She has sent me pics of her here and said she has been wanting to come here on holiday again someday. I joked with her about being a tour guide but never really thought that of she would come she would actually tell me. But then one day a couple weeks ago she tells me she's planning a holiday at the end of the summer if she can save up the money for it. Gives the whole I'm struggling blurb and so on. I'm thinking ok she just wants me to tip more or something. And then she says when she comes she wants to go out with me... I'm like ok sure. I'm still not believing it, but I bite. I tell her if your serious about meeting I think it would be cool. I'd love to take you out and so on.. still not a believer, still thinking it's a game to get more tips by giving the fantasy. I have never given money outside of tips. She starts getting a lot more friendly and giving personal details online and off, so I start to believe about 20% more. I have not increased the amount I give her, and I have not in anyway given her the impression I'm rich or anything. So she starts telling me about her finances and what the holiday would cost. We banter back and forth, and then she hits me with, and I quote:

"You are the only person who I feel good when you on Mfc……
I was thinking we could start be on a relationship, I must be honest…. I always wanted to have next to me a man who can take care of my needs ( you are intelligent and you know what I mean).
Because alone I struggle a lot, and if you could help me with like 1500 euro each month would be a dream for me, i will be less worried and more happy….. but it is an idea if you can and if you agree of course ❤️
I’m on a moment that is all difficult for me, and I need someone who can sustain me"

First of all, it's a scam, secondly, sounds like a bot wrote it and completely out of character for her.

So I reply, "if we were in a real relationship, that was in person and normal dating, I would be open to eventually helping you out a bit, but I'm not going to send you money when there is no real relationship. I'll continue to support you on cam as I have."

Then I tell her that. "If she does come on holiday, I still would like to meet her is she is serious about her desire to meet me, but until then let's just have fun on cam."

She replies with the "Yes I totally understand ❤️ you are very kind person, and I appreciate a lot your help on Mfc.
Let’s see what god has for us in the future, meanwhile we get to know each other better. We don’t make plans, let’s leave all by his own ❤️"


And we haven't talked about her comment since. She still tells me she is planning to come out here. And we still banter back and worth. I'm not making plans to meet her, I'm not sending her money, and I still enjoy jumping in her room. It hasn't spoiled it for me.

I know it's a scam, I'm not sure what kind of "relationship" she expects, I assume a strictly online one, where I watch her for free or something lol. I don't see how this would work to ask a client this.

So my questions are

1. Do people actually go for this?

2. Has anyone experienced something like this.

3. No I am not in love with her. I know and appreciate the fantasy, would I be willing to meet? Sure, but I understand the boundaries.

Thanks for your responses, if any LOL.
 
1. You can see guys dropping 30k tokens on any day for...not much.
2. Enough to tell you are playing along. $300 is probably enough to take a Romanian holiday next weekend
3. She could live with her boyfriend/husband, so I wouldn't recommend the trip
 
1. Do people actually go for this?
Idk why this is in "ask-a-model" because how would we know, unless we were scammers doing the same thing ourselves?
I think the members would have more to say on this, but they tend to hold back when stuff is posted in "ask-a-model".
2. Has anyone experienced something like this.
I don't offer services for a flat fee, because in my first year when I did I noticed that if there are not time constraints, people tend to take advantage. I have talked to models who take flat fees, per month from men, for either girlfriendexperience, or Sub. Again, that is something which is brought up directly by the client, usually, and not the model. I don't offer it, because I want to avoid any sense of obligation, so I always go with set prices for time-limited sessions only.

This thing you're describing doesn't sound legitimate; it sounds like a scam. Personally, I wouldn't meet up with anyone who may have tried to opportunistically scam me, but then dropped the idea. Because they are just waiting for a vulnerable moment or another opportunity. Even if you were to become friends, they'd likely make a shitty friend in the long run.
 
Idk why this is in "ask-a-model" because how would we know, unless we were scammers doing the same thing ourselves?
I think the members would have more to say on this, but they tend to hold back when stuff is posted in "ask-a-model".

I don't offer services for a flat fee, because in my first year when I did I noticed that if there are not time constraints, people tend to take advantage. I have talked to models who take flat fees, per month from men, for either girlfriendexperience, or Sub. Again, that is something which is brought up directly by the client, usually, and not the model. I don't offer it, because I want to avoid any sense of obligation, so I always go with set prices for time-limited sessions only.

This thing you're describing doesn't sound legitimate; it sounds like a scam. Personally, I wouldn't meet up with anyone who may have tried to opportunistically scam me, but then dropped the idea. Because they are just waiting for a vulnerable moment or another opportunity. Even if you were to become friends, they'd likely make a shitty friend in the long run.
Thank you. I didn't really no where to bring this up... I don't know what the incentive would be except to get a month rent or something. Cause after the first month of no real interaction. I would stop paying lol. Not that I would in the first place. I just don't understand how a scam like that could work. Especially since I never showed her I was loaded or anything. Oh well. Thanks for your reply. I always appreciate it.
 
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1. You can see guys dropping 30k tokens on any day for...not much.
2. Enough to tell you are playing along. $300 is probably enough to take a Romanian holiday next weekend
3. She could live with her boyfriend/husband, so I wouldn't recommend the trip
True lol.

Ya. I guess that much tokens could give the impression that I'm loaded. I don't think there is a way for models to track all token giving by members, so there isn't a way for her to see everything I've given in a certain month. I only know how much I gave last month because of statbate lol. But you can't track users on there. Wow rabbit hole I didn't know I was gonna go down. Lol.

I would never travel there anyways to meet. Romania yes, it's a beautiful country, but not to meet a random off the internet. Got enough sense lol. And I'm not about to send that much money. But thanks for your reply.
 
Who wouldn’t want a random stranger on the internet to send them $1,500 per month?

Imagine if they had 10, 20 - 50 members doing that per month.

Maybe she already has 🤷🏻‍♂️
Ya. Like the only fans business model I guess. Get enough people every month, even if they aren't a long time subscribers, every new one helps.

She also plays the game of, tip me offline, buy my videos, only do privates so statbate and other sites can't track how much she actually makes... So any one smart enough can verify if she is "struggling". To be a little fair to her, she only streams 15 hours or so a week, but if all her regulars are offline tippers, you never know what she actually gets.
 
Ya. Like the only fans business model I guess. Get enough people every month, even if they aren't a long time subscribers, every new one helps.

She also plays the game of, tip me offline, buy my videos, only do privates so statbate and other sites can't track how much she actually makes... So any one smart enough can verify if she is "struggling". To be a little fair to her, she only streams 15 hours or so a week, but if all her regulars are offline tippers, you never know what she actually gets.

It’s not a game - it’s a business model.
 
Fair enough. So if I could ask a question, I get how hiding your earnings helps you get more from regulars, but how does all that help your Camscore so you can stay high enough for new people to find you.

I don’t think most members are interested in finding out a model’s earnings so that wouldn’t make any sense 🤷🏻‍♂️
 
I have an update... As of right now.
She just messaged me this.... Lol. Mad me laugh a little...

Good morning.
How are you?
Yesterday my battery went at 0% and I couldn’t text you.
But I spend good time with mom
So I have a good idea that would help me a loot instead of tokens
What if instead of give me tokens we could do with PayPal ?
Because so I avoid to pay less taxes in Romania , while my Mfc payment is declared I pay taxes, and anyway euro is better than dollar.
I mean is much much better if I get money instead of tokens

And just for reference she text maybe twice a day. Normally about going online, and going to see her mom.... I know my heart strings are just aching to be tugged on....


Maybe it is time to stop following this one lol. Or maybe.... It's time to play back... I don't know lol.
 
I have an update... As of right now.
She just messaged me this.... Lol. Mad me laugh a little...

Good morning.
How are you?
Yesterday my battery went at 0% and I couldn’t text you.
But I spend good time with mom
So I have a good idea that would help me a loot instead of tokens
What if instead of give me tokens we could do with PayPal ?
Because so I avoid to pay less taxes in Romania , while my Mfc payment is declared I pay taxes, and anyway euro is better than dollar.
I mean is much much better if I get money instead of tokens

And just for reference she text maybe twice a day. Normally about going online, and going to see her mom.... I know my heart strings are just aching to be tugged on....


Maybe it is time to stop following this one lol. Or maybe.... It's time to play back... I don't know lol.
Oh no lol. Her PayPal is going to be closed and banned if they figure out she's using it for sw. I wonder if she's already had to work around that a couple of times.
 
She also plays the game of, tip me offline, buy my videos, only do privates so statbate and other sites can't track how much she actually makes... So any one smart enough can verify if she is "struggling". To be a little fair to her, she only streams 15 hours or so a week, but if all her regulars are offline tippers, you never know what she actually gets.
Fair enough. So if I could ask a question, I get how hiding your earnings helps you get more from regulars, but how does all that help your Camscore so you can stay high enough for new people to find you.

Hi. Please stop concerning yourself with how much money a model makes. This is none of your business. I also don’t really think it’s you guys’ business how many hours a week a model has streamed either, but that’s just me.

And now I’m wondering if THIS is why you posted that other thread about “finding out what other sites a model is on.” Because you want to be nosey about how much she makes?
 
Hi. Please stop concerning yourself with how much money a model makes. This is none of your business. I also don’t really think it’s you guys’ business how many hours a week a model has streamed either, but that’s just me.

And now I’m wondering if THIS is why you posted that other thread about “finding out what other sites a model is on.” Because you want to be nosey about how much she makes?
I don’t think most members are interested in finding out a model’s earnings so that wouldn’t make any sense 🤷🏻‍♂️

I sound nosey, but I'm really not. I could care less about how much she makes. But what I am, is trying learn. I'd like to understand better the thought process behind this stuff. Since she is using the I'm struggling to pay bills line, I'm gonna do a little research. I also want to educate myself against potential scams that aren't as obvious. I appreciate, what you said, I never wanted to come across in that way.

If she hides her earnings and then tells her regulars that she is struggling to pay bills, and make rent and all that stuff, a gullible person will probably look at the stream, and the amount of hours, and see it's not going well, and tip more. A wise person is gonna do a little research and stay the course or leave. And I may be out of line here, but since this is a business and you are trying to make as much money as possible, wouldn't you want to be as high up the ranks as possible, to attract more users. To then make more money.
 
I sound nosey, but I'm really not. I could care less about how much she makes. But what I am, is trying learn. I'd like to understand better the thought process behind this stuff. Since she is using the I'm struggling to pay bills line, I'm gonna do a little research. I also want to educate myself against potential scams that aren't as obvious. I appreciate, what you said, I never wanted to come across in that way.

If she hides her earnings and then tells her regulars that she is struggling to pay bills, and make rent and all that stuff, a gullible person will probably look at the stream, and the amount of hours, and see it's not going well, and tip more. A wise person is gonna do a little research and stay the course or leave. And I may be out of line here, but since this is a business and you are trying to make as much money as possible, wouldn't you want to be as high up the ranks as possible, to attract more users. To then make more money.

Hi again. The expression is “I couldn’t care less.” And it sounds like you kind of do…if you’re going out of your way to see how many hours she’s doing on this or that site, and going into Inspector Gadget mode to see if she’s really struggling. That seems a bit much to have to be doing all that instead of just enjoy yourself.

I think you should just tip as little or as much as you want, and not stress yourself out. Don’t allow yourself to get taken advantage of. Just visit the model(s) you enjoy…without feeling obligated to come to the rescue with so-called emergencies.
 
Hi again. The expression is “I couldn’t care less.” And it sounds like you kind of do…if you’re going out of your way to see how many hours she’s doing on this or that site, and going into Inspector Gadget mode to see if she’s really struggling. That seems a bit much to have to be doing all that instead of just enjoy yourself.

I think you should just tip as little or as much as you want, and not stress yourself out. Don’t allow yourself to get taken advantage of. Just visit the model(s) you enjoy…without feeling obligated to come to the rescue with so-called emergencies.
I don't go out of my way to see her hours. I'm on her stream the whole time. It's not hard to count. And again, I could not care less what she makes, I really want to know why they use these strategies, instead of just being themselves. Why the extra work. Is it actually worth it. I've followed plenty of models that just do a good show and it works fine. Maybe she is struggling and I read to much into it. I don't know. All I'm saying about the tracking sites is that it's easy to find out if you want. I usually use them to see how much I did. Cause the cam sites don't always give us the information in an easy to read way. And yes, occasionally I'm curious what a popular model may have made.
 
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If she hides her earnings and then tells her regulars that she is struggling to pay bills, and make rent and all that stuff, a gullible person will probably look at the stream, and the amount of hours, and see it's not going well, and tip more. A wise person is gonna do a little research and stay the course or leave. And I may be out of line here, but since this is a business and you are trying to make as much money as possible, wouldn't you want to be as high up the ranks as possible, to attract more users. To then make more money.

She also plays the game of, tip me offline, buy my videos, only do privates so statbate and other sites can't track how much she actually makes... So any one smart enough can verify if she is "struggling". To be a little fair to her, she only streams 15 hours or so a week, but if all her regulars are offline tippers, you never know what she actually gets.

A wise or smart person would realize that it’s a waste of time and mental energy to try to figure out how much a model makes and if she is struggling financially or not.

I’ve always thought it was weird when members base how much or little they tip/spend on a model on how much they assume they make. Not that it really matters, but I figured it’s worth pointing out, different people have different expenses based on their lifestyles and where they live. Let’s say there’s two models both making $8k a month. One lives in a small, rural town where the cost of living is cheap and has no children. The other lives in LA and has three kids. The former model would probably consider that great money, while the latter might be struggling financially. Ultimately, none of that should matter to the viewer, though. You’re there to have a good time, the model’s finances shouldn’t be of any concern to you.

It’s also not a game to encourage people to buy your videos, tip offline or do privates. It’s part of your work as a cam model. Especially when you’re camming on MFC and camscore is a huge factor when it comes to visibility on the main page.

I think these types of situations (models saying they’re struggling and asking for more money) tend to get overly complicated when the solution is really simple. Tell her “I’m not comfortable with this”. That’s it. No need to explain yourself. And then, keep tipping and visiting her room if you enjoy her show. If she is pushy about it and it’s making you uncomfortable, leave. You don’t owe anyone an explanation on why you no longer want to visit their room. Go to another model who you can enjoy your leisure time with.
 
the amount I am currently making would have me living like a queen in the Midwest or any rural area of the USA. I had a 1500 sq ft house on this income, in Florida, with a pool and a hot tub. my mortgage payment then (bought in 2020) was HALF my current rent now.

Now, In the area I currently live in, I am teetering close to living above my means in a one bedroom apartment.

My neighbor earns double what I make and has a 2 bedroom apartment. She’s living beyond her means right now because her sister has put 40k on a CC they shared, she supports her very ill nephew and her dog just had a 12k surgery she expected insurance to cover but they denied it.

My other neighbor and friend I hire sometimes recently quit her corporate job to start a new business. Her wife was going to support them with her job. 1 month ago making the bed she threw her back out. She’s currently in hospital, paralyzed with no bladder or bowel function and no real answers or surgical options. They have shitty insurance and I’m about to launch a go fund me to help cover their rent this month.

Life happens…


There is no possible way for you to know someone’s situation there are too many factors besides just income.
 
Once had a guy say, "oh I KNOW how much you make!!"

No, no you don't and as others have said already you don't know how much I have to spend and/or don't spend on things. I took a vacation for the first time in 9 years this month. I could only afford two days off cam, but I took three anyway. Three whole days in 9 years. You do the math.
 
Haven't had time to read this fully, but the amount I'm making would also have me living like a Queen somewhere other than where I live. My rent payment alone is 3.5K.
NOTICE I SAID RENT AND NOT HOUSE PAYMENT!

So I do really wish you guys would stop thinking about stuff like this. Cost of living is relative, and some of us live places where we can make 6K a month and still be kinda broke. It's so mean and over stepping when you guys do this.

Some of you come off like Golddiggers, looking to entrap models, so they can benefit off of some perceived wealth, and it's annoying.
It seems like some of you all are trying to figure out what we make, and start an inappropriate relationship w us?
Just masturbate and leave! Or go find a pro basketball player or something already.

Anyways, other than that, you seem nice, OP. Just let her go. This whole thing smacks of an unhealthy waste of time. She sounds like she's absolutely scamming you. Move on to an independent model who won't. Has anyone given him the Indie vs studio model talk yet? I'm pushed for time, but if someone could explain to him that all models aren't the same, then I think it would benefit everyone in this thread.

There are a lot of shitty people out there. Some are from traumatic pasts, and others are just shitty. People who aren't shitty aren't ever going to understand the mindset, so there's no point in even trying.

For a long time, I was obsessed with crime and trying to figure out how people could commit certain crimes. I wasted years of mental energy trying to figure it out, until one day it dawned on me that I never will. I will never be able to understand the mind of someone who has a mind wired completely different from mine. So I stopped trying. Hope that helps.
 
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Move on to an independent model who won't. Has anyone given him the Indie vs studio model talk yet?
This one?
studio = little to no risk to their business when scamming, models are replaceable and since it's the model that gets banned and not the studio, makes no difference to them
indie model = very high risk to their business when scamming.
 
This one?
studio = little to no risk to their business when scamming, models are replaceable and since it's the model that gets banned and not the studio, makes no difference to them
indie model = very high risk to their business when scamming.
That's the one. Studios have metrics to meet OP. Some fine the model for not selling enough content or not smiling enough, others take such a large cut the model is left with scraps. They can be fired at any time, for any reason and once they are fired the studio uses a standin model who will never broadcast to get her permanently banned from the site. Because god forbid she go independent and make a name/life for herself. It's a very very different game, OP.
 
Oh no lol. Her PayPal is going to be closed and banned if they figure out she's using it for sw. I wonder if she's already had to work around that a couple of times.
I didn't even think about that aspect... That a good question. Either she has or she doesn't know..

So now that you know, you're going to let her know that using PayPal for sw could get her PP account banned...right? She may just shrug her shoulders and say oh well. But if you actually care about her, I'd think you'd mention that important that detail...just in case.
 
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Ok ok ok. Lol. A little out of context I think. But yes. I am aware of the studio vs indie, yes I am aware of the scam, and no I don't base what I tip based on what I think they make. I tip based on how I enjoy myself with the model. That's it. If I like the model I tip more, if I'm only in there to see what they are about, then I tip less. I happen to enjoy myself with this model, so I tip her more. I truly don't care about her financial status, and I tip the regular no matter what story I get. Seems like a lot of models from that end of the world give the I'm trying to make rent speech. Doesn't make me tip more or less. If they are pushy I leave. Simple. This one is not pushy. But has made the odd comment about finances. So yes, curiosity has got the best of me, and I've made attention more. But it doesn't change anything. And im sure she does the same with every regular.

So now that you know, you're going to let her know that using PayPal for sw could get her PP account banned...right? She may just shrug her shoulders and say oh well. But if you actually care about her, I'd think you'd mention that important that detail...just in case.
And to answer this one, yes I did. And she suggested western union. Lol. And then she scratched that idea and said I have a friend who has PayPal. Nothing will trace back to me... So she obviously is shrugging it off.

That's the one. Studios have metrics to meet OP. Some fine the model for not selling enough content or not smiling enough, others take such a large cut the model is left with scraps. They can be fired at any time, for any reason and once they are fired the studio uses a standin model who will never broadcast to get her permanently banned from the site. Because god forbid she go independent and make a name/life for herself. It's a very very different game, OP.
And as for this one. Lol. Yes I understand how it works for studios vs indies. I get that, and up until now, I firmly believe she is independent. Can I verify that? No of course not. Have to take her at her word. The big signs are there that she is indie. She uses a laptop can to stream, carries it around the apartment, doesn't maintain "normal" studio hours... But you never know these days, I feel like there has been a huge surge In studio models. Or maybe I just paid attention more to those signs lately.

And last thought on this one, ya'll need to move. You are paying to much for rent. Goodness I'd los my mind. Ya'll have to have a good reason to stay in those. areas. I left Socal as soon as possible. Was way to expensive 8 years ago, I can only imagine now. But I get it, family, weather obligations. Some people can't leave.

A lot of good replies, thank you.
 
Once had a guy say, "oh I KNOW how much you make!!"

No, no you don't and as others have said already you don't know how much I have to spend and/or don't spend on things. I took a vacation for the first time in 9 years this month. I could only afford two days off cam, but I took three anyway. Three whole days in 9 years. You do the math.
I apologize for my dummy user brethren.
 
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And to answer this one, yes I did. And she suggested western union. Lol. And then she scratched that idea and said I have a friend who has PayPal. Nothing will trace back to me... So she obviously is shrugging it off.

Good grief.....
 
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I know you’re not going to go the PayPal route from what you’ve posted here, but just wanted to throw this out there (in case anyone stumbles across this thread and thinks it’s a good idea) that doing that could also put the member’s account at risk too. Paying for “digital sex services” is a huge TOS violation that they don’t take lightly, and even just sending money to a cam model/sex worker as a tip or to help out can jeopardize your account as well as hers.

And last thought on this one, ya'll need to move. You are paying to much for rent. Goodness I'd los my mind. Ya'll have to have a good reason to stay in those. areas. I left Socal as soon as possible. Was way to expensive 8 years ago, I can only imagine now. But I get it, family, weather obligations. Some people can't leave.

It’s definitely not that easy, and unfortunately because of the economy and housing crisis, rent has gone up almost everywhere. Even where I used to live, rent has became outrageous. I normally don’t like to post actual numbers, but just for a bit of context, ten-ish years ago my rent was $850 with ALL utilities included for a very small one bedroom apartment in a quiet area of a very well known tourist city. I’m still friends with one of my old neighbors from that place who still lives there and he’s told me that the rent is now $1,250 with no utilities included. That’s more than a 50% increase. And even then, that’s a huge steal for that city. In most bigger cities these days, you can’t find any rentals whatsoever at that price.

I don’t live in California, but the state I live in now is relatively expensive compared to a lot of other states. But even though the cost of living is higher, it’s offset by the quality of life here. I personally would rather live somewhere that is nice, has plenty of things to do, good transportation and close to everything I need/want, etc than move to a more rural area where I’d pay less but be unhappy.
 
For giggles, I looked up the apartment I moved out of 9 years ago. When I left, they raised my rent from $800 to $1100 over a 5 year period. The last time a significant increase because a new property management company took over and they wanted to turn key apartments and charge new market rates for where I was.

The apartment was:
- 840 square feet
- 1 bedroom
- washer/dryer connections
- overlooked the pool and clubhouse
- third floor unit

That apartment, today, is $2198 a month.
 
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