Jupiter, Miss Lollipop:
Let me moderate, translate, whatever. You both are 100% correct in what you are saying. You are just looking at it in different ways.
Jupiter says A model get 5 cents/token no matter what. Does not matter what the token cost the member. The model will not know what the price for the member was, so it should not matter, 5 cents is 5 cents, regardless of the cost.
Miss Lollipop's contention is that the higher price paid by a member per token means less for the models. To illustrate this point, let's use the 900 token package for $75. If said member has $75 to spend then using the $75 to purchase all tokens at one shot would net the member 900 tokens. If said member chose to spend the $75 spread out over time, purchasing 10 tokens at a time for $1.49 a shot, the net token purchase would be about 500 tokens. This results in 400 fewer tokens the member has spend on the models.
My take on the situation is that it is beneficial for all parties involved for members to purchase the higher token packages. Member gets more tokens/dollar which results in more money for the models. The third party in this transaction (MFC) also benefits because they are getting charged for fewer credit card transactions. However, there are going to be the members who can rationalize only spending $1.49 (or whatever) a pop, rather than one large drop. Those members end up screwing themselves in the end, but can't justify it to themselves to spend so much in one shot. So it gives them a way to buy tokens that they are comfortable with. Otherwise, that's 500 tokens that never get purchased and spent on the models.