New Cam Site soon to launch

[Guy]

I like this idea, but honestly, I don't think this will work the way that you would like. I can tell you right now, that NONE of my regs, not even my bitch, would do that. You are a new site, && most people don't trust new sites. But, not only that, I know that most members on MFC won't even send in additional information when MFC limits their amount of purchases, they will either not buy tokens, or don't come back, even when I've tried to assure them that it's simply done for fraud reasons, && detailed the reasons why, etc. I have submitted my ID to MFC, because they did the same thing to me, && I even explained that I had to do it, && nobody would do it, they all left && never came back, or haven't bought tokens since. Hell, I know a couple of models that have Premium accounts on MFC, that can't buy tokens until they submit their verification/ID, && they won't even do it....

Also, I feel that in this business, or any business that takes any sort of payment... Is going to have to deal with a chargeback. It's just the nature of doing business.... It's horrible, && it's shitty... But it does happen, && it's bound to happen at least once, or maybe even a couple of times. I work for my family business, && we've had a couple chargebacks as well, even though we check ID to match credit card info, etc...

I comepletely understand where you are coming from, && I love the idea, I just don't think that in all actuality, it will work very well. I am going to pass this thread onto a few members I trust, && ask them what they think about all of this to see what their thoughts/input are...

Will you be using Paypal as a transaction method?

Paypal has a policy against working with adult websites.

 

[SNATCH]

Paypal has a policy against working with adult websites.

Yes, I know that.

Paypal is also accepted on MFC to buy tokens. You can also use Paypal as a form of payment on many sex toy sites that aren't in the US. && even some that are.

 

[HHC]

I like this idea, but honestly, I don't think this will work the way that you would like. I can tell you right now, that NONE of my regs, not even my bitch, would do that. You are a new site, && most people don't trust new sites. But, not only that, I know that most members on MFC won't even send in additional information when MFC limits their amount of purchases, they will either not buy tokens, or don't come back, even when I've tried to assure them that it's simply done for fraud reasons, && detailed the reasons why, etc. I have submitted my ID to MFC, because they did the same thing to me, && I even explained that I had to do it, && nobody would do it, they all left && never came back, or haven't bought tokens since. Hell, I know a couple of models that have Premium accounts on MFC, that can't buy tokens until they submit their verification/ID, && they won't even do it....

Also, I feel that in this business, or any business that takes any sort of payment... Is going to have to deal with a chargeback. It's just the nature of doing business.... It's horrible, && it's shitty... But it does happen, && it's bound to happen at least once, or maybe even a couple of times. I work for my family business, && we've had a couple chargebacks as well, even though we check ID to match credit card info, etc...

I comepletely understand where you are coming from, && I love the idea, I just don't think that in all actuality, it will work very well. I am going to pass this thread onto a few members I trust, && ask them what they think about all of this to see what their thoughts/input are...

Will you be using Paypal as a transaction method?

As a payment solution, PayPal can not be used. If a member has the PayPal credit which is different from PayPal then you will be able to. I need to confirm this with Epoch, but that is why members on MFC can use PayPal.

PayPal is one of the reasons chargebacks occur because there system makes the process easier. I believe a person has 180 days to dispute a transaction with PayPal. So, ideally I would like to stick with Epoch and not have PayPal.

As far as the ID situation, I will discuss this with Epoch for the best solution.

Snatch, thank you for passing the topic along for responses to the topic! If you do receive a response, I would be very interested in hearing about it.

At the end of the day, models want my company to be responsible for charge-backs and members will not want to provide information...and that is fine, but any company that does not place some requirements is welcoming issues. Maybe requiring an ID is not the best solution to an inevitable situation, but by asking for something will deter the individuals who are frauds and it will deter some potential members. Again, I will work with Epoch on this.

 

[HHC]

If the usual information required by payment processors for other sites is not good enough for you, you won't sell many tokens.

What information would you be willing to provide? Is there an issue with providing an address? Please elaborate.

A name and credit card number is the bare minimum and expiration is the bare minimum.

 

[SNATCH]

What information would you be willing to provide? Is there an issue with providing an address? Please elaborate.

A name and credit card number is the bare minimum and expiration is the bare minimum.

I order from a pet website sometimes, && they have incredibly strict security... They have it set up, so that you HAVE to enter the name on the card, EXACTLY as it shows up... For instance, my middle initial is on all my credit/debit cards. On their site, if I do not enter my middle initial, AND enter the 3 digit security code on the back of my card, I cannot place an order with them. We had a long talk one day, as I tried for 3 days one time to order && it kept denying my payment info, && it kept pissing me off, LOL.

The other thing, how about requiring them to enter the zip code/address that matches the billing info that the card is registered to? Or just zip code? I feel that way a lot less fraud would happen...? If you don't know the persons billing zip code, then you're SOL, && it will deny the transaction?

With the name thing, I've NEVER come across another website that makes me enter my middle initial when I pay for something. AKA I never use it, except on that pet website (it's for pet supplies/medications) Every other website just checks the card #/exp date && then is good to go. If you'd like more info, I can ask them what they use? I'm not sure they'd tell me, but they might....

 

[ramblin]

What information would you be willing to provide? Is there an issue with providing an address? Please elaborate.

A name and credit card number is the bare minimum and expiration is the bare minimum.

Personally, I have no problem providing Epoch the billing details they need, including an address if necessary. I'm much less comfortable providing this information to a startup camsite directly. I have a big problem providing either you or Epoch the "ID#" you suggested earlier, assuming this means driver's license or non-driver's ID, and wouldn't dream of providing SSN.

 

[JerryBoBerry]

Personally, I have no problem providing Epoch the billing details they need, including an address if necessary. I'm much less comfortable providing this information to a startup camsite directly. I have a big problem providing either you or Epoch the "ID#" you suggested earlier, assuming this means driver's license or non-driver's ID, and wouldn't dream of providing SSN.

SSN would be an absolute deal breaker for me. Legally they have no need for it. ONLY companies that report income to the IRS have a legal requirement for needing it. I've had other companies ask me for it in the past and I've just laughed in their faces and told them not a chance in hell that would happen. Then if they still insisted I tell them 123-45-6789 and flat out state it's fake. Since they have no legal requirement for it, giving a fake one is not actually against the law.

So the TL;DR is, if a site required an ssn, that site would be dead to me.

http://www.identityhawk.com/Who-Can-Lawfully-Request-My-Social-Security-Number

 

[SNATCH]

WTF @ a site asking for a SSN... I would ask if I could send them a photo... && then send them a photo of my middle finger, lol.

 

[TacoBelle]

@HHC I think most members (and cyber-consumers in general) are perfectly ok with providing Name (as it is on the card), card number, exp. date, CVV code, and billing zip. Everything I buy online asks for those. To be honest, I didn't even know that places had the option of only asking for certain parts of that information. Super cool. But yeah, all of that would be accommodating and less-invasive than asking for other forms of ID. Granted, if someone is trying to purchase an extremely large amount of tokens at once, with a new account especially, your system should be able to flag that to ask for more information.

I think the way most camsites protect against large chargebacks is to either limit the amount of tokens purchased per day or to start users with smaller packages available (like on MFC). They have to spend more (and therefore, become more trustworthy to you) to have the option of cheaper and larger packages.

 

[HHC]

I order from a pet website sometimes, && they have incredibly strict security... They have it set up, so that you HAVE to enter the name on the card, EXACTLY as it shows up... For instance, my middle initial is on all my credit/debit cards. On their site, if I do not enter my middle initial, AND enter the 3 digit security code on the back of my card, I cannot place an order with them. We had a long talk one day, as I tried for 3 days one time to order && it kept denying my payment info, && it kept pissing me off, LOL.

The other thing, how about requiring them to enter the zip code/address that matches the billing info that the card is registered to? Or just zip code? I feel that way a lot less fraud would happen...? If you don't know the persons billing zip code, then you're SOL, && it will deny the transaction?

With the name thing, I've NEVER come across another website that makes me enter my middle initial when I pay for something. AKA I never use it, except on that pet website (it's for pet supplies/medications) Every other website just checks the card #/exp date && then is good to go. If you'd like more info, I can ask them what they use? I'm not sure they'd tell me, but they might....

You do not need to ask, but thank you! As far as the name, I never had the intention of requiring a middle initial. I am asking for billing address. How this works is: when the address information is used to verify a member, only the numeric information is used. So, the street number and zip code even though the street name is provided by the member.

Thank you for your post!

 

[HHC]

@HHC I think most members (and cyber-consumers in general) are perfectly ok with providing Name (as it is on the card), card number, exp. date, CVV code, and billing zip. Everything I buy online asks for those. To be honest, I didn't even know that places had the option of only asking for certain parts of that information. Super cool. But yeah, all of that would be accommodating and less-invasive than asking for other forms of ID. Granted, if someone is trying to purchase an extremely large amount of tokens at once, with a new account especially, your system should be able to flag that to ask for more information.

I think the way most camsites protect against large chargebacks is to either limit the amount of tokens purchased per day or to start users with smaller packages available (like on MFC). They have to spend more (and therefore, become more trustworthy to you) to have the option of cheaper and larger packages.

You are correct. MFC, from what I know, offers cheaper packages and limits the amount of purchases per day. We will do the same and the only members who can purchase much larger packages are the ones who unlock the token slider.

Thank you!

 

[Teagan]

You do not need to ask, but thank you! As far as the name, I never had the intention of requiring a middle initial. I am asking for billing address. How this works is: when the address information is used to verify a member, only the numeric information is used. So, the street number and zip code even though the street name is provided by the member.

Thank you for your post!

That sounds good. And I know C4S for instance bans a member if they ever do a charge back, for life. They can come back though if they pony up the money. So their card can never be used on the site ever again to mess with your business or another camgirl.

 

[HHC]

Personally, I have no problem providing Epoch the billing details they need, including an address if necessary. I'm much less comfortable providing this information to a startup camsite directly. I have a big problem providing either you or Epoch the "ID#" you suggested earlier, assuming this means driver's license or non-driver's ID, and wouldn't dream of providing SSN.

SSN definitely was never thought to be provided. Too personal and makes the purchasing process too risky. The ID is not set in stone and I will work will Epoch. As of right now, it is the basic information and address.

 

[HHC]

That sounds good. And I know C4S for instance bans a member if they ever do a charge back, for life. They can come back though if they pony up the money. So their card can never be used on the site ever again to mess with your business or another camgirl.

A member will be banned for a charge-back. There is no reason for it to happen, unless the individual had intentions of fraud.

 

[Jimmy9]

Does this mean that prepaid credit cards won't be an option for your site?

 

[JerryBoBerry]

Just for reference everyone can see. This is what the requirements are right now on MFC for using Epoch. I believe the transaction will go through without an email address though. It definitely will with a fake email address. There's a zip code, but no address is asked for.




The same information is on the Netbilling and CCBill methods as well.

And side note to @AmberCutie -- No, that IP address in the picture is not mine. I have my VPN set to Atlanta at the moment. So you don't need to delete the picture.

 

[HHC]

Does this mean that prepaid credit cards won't be an option for your site?

Prepaid cards should not be an issue.

 

[HHC]

Just for reference everyone can see. This is what the requirements are right now on MFC for using Epoch. I believe the transaction will go through without an email address though. It definitely will with a fake email address. There's a zip code, but no address is asked for.

View attachment 57658


The same information is on the Netbilling and CCBill methods as well.

And side note to @AmberCutie -- No, that IP address in the picture is not mine. I have my VPN set to Atlanta at the moment. So you don't need to delete the picture.

Zip code and country are filling in for the address. Again, a street name is not used to verify information. Just numerical data. The country will be used to compare the bank's location with the member's location. So, for example with the address, I could ask for the street number, zip code, and country.

 

[HHC]

Does this mean that prepaid credit cards won't be an option for your site?

If you are able to use a prepaid card on MFC with the above requirements, then there will be no issue on this site. I will discuss with Epoch.

 

[Guy]

If you are able to use a prepaid card on MFC with the above requirements, then there will be no issue on this site. I will discuss with Epoch.

What about Visa and MasterCard gift cards?
Will members have spending limits?

 

[SNATCH]

You do not need to ask, but thank you! As far as the name, I never had the intention of requiring a middle initial. I am asking for billing address. How this works is: when the address information is used to verify a member, only the numeric information is used. So, the street number and zip code even though the street name is provided by the member.

Thank you for your post!

It's not so much about the middle initial, it's about matching the name EXACTLY as it appears on the card. They have that added as an EXTRA security precaution, specifically for fraud. The day that I kept trying to place that order, I spoke with them about 6 different times on the phone && they explained that they added that as a security precaution, to make sure all the info matches up. They were also able to turn it off, because before we knew exactly what the problem was, aka why I couldn't order, they turned it off for me, so that I could try to order that way

 

[HHC]

What about Visa and MasterCard gift cards?
Will members have spending limits?

The limitations for members will be the number of transactions allowed per day. This will be either 2 or 3. Once a member unlocks the token slider, that member can purchase a large lot of tokens at once, only using one transaction.

If prepaid cards and gift cards work on MFC, then they will work on this site since Epoch is used on both. I am not aware of any issues pertaining to prepaid and gift cards, but with discuss with Epoch.

 

[Sevrin]

What information would you be willing to provide? Is there an issue with providing an address? Please elaborate.

A name and credit card number is the bare minimum and expiration is the bare minimum.

I don't have a problem providing my address to a payment processor. Epoch, CCBill, etc, have been around a long time, and a reputation to protect. You, on the other hand, have no such credentials.

 

[HHC]

I don't have a problem providing my address to a payment processor. Epoch, CCBill, etc, have been around a long time, and a reputation to protect. You, on the other hand, have no such credentials.

This is a very true statement. In order for my company to prove itself, members and models need to give the company an opportunity to do so. Please understand the topic is about security and protecting the models and company from fraud. It is not an attack on members, just another hot topic to discuss. None of this for me is egotistical (response to a previous comment about "what is good enough for me"). It has to all come down to what is good business and efficient practices. I do my very best to place priority on everyone's position in the industry.

 

[Myriads]

This is a very true statement. In order for my company to prove itself, members and models need to give the company an opportunity to do so. Please understand the topic is about security and protecting the models and company from fraud. It is not an attack on members, just another hot topic to discuss. None of this for me is egotistical (response to a previous comment about "what is good enough for me"). It has to all come down to what is good business and efficient practices. I do my very best to place priority on everyone's position in the industry.

I don't think anyone will dispute that you want to conduct good business practices. You've shown that here from how you've conducted yourself with us.

But Mr. I surfed onto your cam-site via a link might not be so thoughtful about you. He thinks, I'll buy some tokens and find some girl that I like, and gets faced with a form that wants to know his billing address, and such, and thinks "I just want to buy some live porn, and not turn over MY PRIVACY for it." "What if they mail shit to my address and my Wife/GF/Mom sees it!?" "What if they sell my address (even though they say they won't, why should I trust them?)" Because that is what you are asking for when you get as specific as wanting a real address. You'll have our name and card number, and you want to link that to our location too? That's a lot of power to be tossing at a site that Mr. Random doesn't know from Adam. It lets you reach out and touch us.

And your customers will balk at those information requests. And go to other sites that are not as demanding.

I'll also add that you are selling an adult service that is rife with all sorts of connotations, guilts, and fears in many of your customers heads. They want to do it as silently and anonymously as possible. Every bit of info you have in your data base that can connect them to WATCHING PORN (OHNO!!!!) is a threat. And all that info is only one hack from being shown to the world (And if Major corporations and websites that have decade old brands get hacked, your site will too.)

The least here is the best. When it comes to asking for info from your customers.

 

[HHC]

I don't think anyone will dispute that you want to conduct good business practices. You've shown that here from how you've conducted yourself with us.

But Mr. I surfed onto your cam-site via a link might not be so thoughtful about you. He thinks, I'll buy some tokens and find some girl that I like, and gets faced with a form that wants to know his billing address, and such, and thinks "I just want to buy some live porn, and not turn over MY PRIVACY for it." "What if they mail shit to my address and my Wife/GF/Mom sees it!?" "What if they sell my address (even though they say they won't, why should I trust them?)" Because that is what you are asking for when you get as specific as wanting a real address. You'll have our name and card number, and you want to link that to our location too? That's a lot of power to be tossing at a site that Mr. Random doesn't know from Adam. It lets you reach out and touch us.

And your customers will balk at those information requests. And go to other sites that are not as demanding.

I'll also add that you are selling an adult service that is rife with all sorts of connotations, guilts, and fears in many of your customers heads. They want to do it as silently and anonymously as possible. Every bit of info you have in your data base that can connect them to WATCHING PORN (OHNO!!!!) is a threat. And all that info is only one hack from being shown to the world (And if Major corporations and websites that have decade old brands get hacked, your site will too.)

The least here is the best. When it comes to asking for info from your customers.

A valid post that raises the truth about the industry. We are aware of the feeling of privacy...it is the reason we chose the name HushHushcams, for marketing purposes. This topic of fraud and information is a fragile discussion. Privacy is something we centered the name around and something we will hold true with the company. Our purchase platform will likely be a duplicate of the information required on MFC.

Thank you for your post! @Sevrin, thank you for your view on what you would provide.

 

[Sevrin]

A valid post that raises the truth about the industry. We are aware of the feeling of privacy...it is the reason we chose the name HushHushcams, for marketing purposes. This topic of fraud and information is a fragile discussion. Privacy is something we centered the name around and something we will hold true with the company. Our purchase platform will likely be a duplicate of the information required on MFC.

How it works is that we don't give our credit card information to MFC, rather we give it and our address to the payment processor.

When we select a token amount and a payment processor, MFC opens a session with the payment processor. Once we give our CC number, address, etc to the processor and they submit the transaction to VISA, or whoever and that transaction is approved, the processor tells MFC that they have validated a transaction on their behalf and credited their account for the amount we as purchasers agree to, less their fee, and MFC, in turn, upon receiving that message, credits our account with tokens. We don't give our credit card information to MFC at any time in this process. With bank transfers it's obviously different, but that's not what we're discussing here.

You can call your site anything you want, but if you are more worried about chargebacks than your members' privacy, and insist on collecting members' information for your own purposes, rather than accepting that a small percentage of transactions will be fraudulent, and are part of the cost of doing business online, you will discourage members from spending money on your site.

 

[HHC]

How it works is that we don't give our credit card information to MFC, rather we give it and our address to the payment processor.

When we select a token amount and a payment processor, MFC opens a session with the payment processor. Once we give our CC number, address, etc to the processor and they submit the transaction to VISA, or whoever and that transaction is approved, the processor tells MFC that they have validated a transaction on their behalf and credited their account for the amount we as purchasers agree to, less their fee, and MFC, in turn, upon receiving that message, credits our account with tokens. We don't give our credit card information to MFC at any time in this process. With bank transfers it's obviously different, but that's not what we're discussing here.

You can call your site anything you want, but if you are more worried about chargebacks than your members' privacy, and insist on collecting members' information for your own purposes, rather than accepting that a small percentage of transactions will be fraudulent, and are part of the cost of doing business online, you will discourage members from spending money on your site.

Thank you for clarifying the process for those who do not know. I assure everyone that this topic will not be an issue once the website is complete and Epoch is incorporated.

 

[Jimmy9]

Would it be possible to have standardized social media links on models' profiles or, ideally, right next to their cam feed? Having links to Twitter, Snapchat, Tumblr, etc. would make it a lot easier for models to get followers and they wouldn't have to spam chat with ads or put it in their topic.

 

[TacoBelle]

Would it be possible to have standardized social media links on models' profiles or, ideally, right next to their cam feed? Having links to Twitter, Snapchat, Tumblr, etc. would make it a lot easier for models to get followers and they wouldn't have to spam chat with ads or put it in their topic.

He said that there would be spots for their social media accounts and possibly their personal websites on the models' profiles.