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What is going on with First Choice?

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I decided to research this problem with adult payment services closing more deeply, and I do not like what I am finding. It is now my opinion that these closures may be the direct result of the passage of the FOSTA/SESTA legislation, which Trump signed into law on April 11, 2018. This may be the tip of a tidal wave that could shake many parts of the adult services business. This may be a topic that the models are already discussing extensively in their private forums. I have no way to see those conversations, and I apologize if I am duplicating that content.

FOSTA/SESTA is anti sex trafficking legislation. The problem is that - as usual - politicians twisted the language of the bill to completely confuse criminal acts of sex trafficking with consensual acts by individuals who have nothing to do with sex trafficking. I cannot find the language in the bill that passed into law on April 11, but the version that was being considered based on the original FOSTA bill made it illegal to operate “an interactive computer service” with “the intent to promote or facilitate the prostitution of another person.” Someone who is more up on this issue, please update us on what is the relevant language in the bill that became law on April 11. I really hope they dumbed down this language.

The way the bill was supposed to be written was to attack people who force people - against their will - into prostitution. The language as written will be used by politicians and district attorneys to attack websites that enable all kinds of sex work simply because the site "facilitates" behavior that might only represent a small fraction of the website.

What also makes this bill a threat to the entire online sex industry is that it removes the Section 230 protections of the Communications Decency Act. As a result, Facebook, Tumblr, Twitter, and even a web hosting service, all become liable for criminal penalties if they host content that facilitates prostitution. Even though - technically - most sex work is not prostitution, many of these sites do not want to get into the business of reading your content and making legal judgments about what is and what is not allowed behavior. Many of them could resort to just wiping out adult content as a way to minimize their legal risks.

When the First Choice news came down and I read about the bank's liquidity problem, at first I thought it was an issue specific to the bank. What triggered all of my suspicion and research was the news that ePayments - which does not use any bank to issue its own Mastercards - suddenly stopped issuing cards and said it was reviewing its policies. Then I read that ePayments was no longer accepting wire transfers denominated in US Dollars. That was a clue to me that ePayments is distancing itself from the US market and does not want to be subject to US regulation. Now that I see FOSTA/SESTA is law, it all becomes clearer what is going on here. This is all the start of a big squeeze on every part of the online sex industry.

This is a truly depressing moment for free speech. I really did not believe they were going to pass this thing into law, and I underestimated the whole situation.
 
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Firstchoice announced me again very clear that the funds frozen in the virtual ballance are in their hands and not on Choice Bank... so I guess we should give Choice a rest and not think again and again when will they resume their services... it seems that doesn't no longer count...
(phone and email confirmation of this)
 
Firstchoice announced me again very clear that the funds frozen in the virtual ballance are in their hands and not on Choice Bank... so I guess we should give Choice a rest and not think again and again when will they resume their services... it seems that doesn't no longer count...
(phone and email confirmation of this)
Indeed, i got the same answer.. The FCP told me that Choice Bank liqudity doesnt affect the funds in the FCP , the bank was the one that transferred the funds and they try to find a third part to transfer the funds over again. Also assured me that the funds are 110% safe and that we will recive them ,because they are with FCP and not with Choice Bank.
 
Hello girls and guys, some official news from my daily meeting with FCP support:
View attachment 75891
... i don't wanna comment anything negative or positive until a real solution. But support words are good :)

That is good news. Days would be better. And of course there is good chance the estimate is optimistic and may need a week or 2 added. Thanks for posting it :)
 
till now CB, streamate and ifriends.net added Cosmo Payment.

I find it very strange, Cosmo Payment register the site in 29march2018 like they fucking know FCP will go down.. maybe is not FCP behind but still ..... streamate CB and ifriends are in the top websites of camming...well ifriends being the oldest one.
Updated Date: 2018-04-03T21:43:35Z
Creation Date: 2018-03-29T16:09:05Z


@StevenSP from 1may2018 skype will start monitor the chat and take print screens (unofficial I bet they record all ..the hard-disks are cheap..damn. they use Clouds for storage and the sky is full of them :) )

Microsoft will ban 'offensive language' and 'inappropriate content' from Skype, Xbox, Office and other services on May 1, claiming it has the right to go through your private data to 'investigate.'

I think this FOSTA/SESTA bill will sent us to "cam" on the darknet... I don't understand what this have to do with sex trafficking ?
then FOSTA/SESTA shut down all the websites who host the mfc/cb/bonga records ..like every second from freechat ... I'll not write the name but that site is back with offshore servers hosted by QUASInetwork (those guys was accuse that host child porn some years ago) CB and MFC don't give a fuck to block the ip's from where they record ... how hard can be to see some ip's that are 24/7 on the server accessing all the rooms at the same time..but whatever ..this was off-topic

ps: and the ukranians from SHITstore (they don't worth to had the site name written here)
ps2: yeah google and other search engines how about you remove all the search results from those sites???!!!

We're on the same side of the barricade with you @sad_performer . This whole thing with SESTA, indeed, from some points of view, we fail to understand its real justification. However, we have looked closely at everything that had happened so far and we do not think that from May, 1st, things will change a lot. In any case, we are ready with some back up plans already prepared and we will keep all our users updated on whats happening with SESTA. Also, I'm going to share with you here all the news and conclusions we will have, after Microsoft will come with their additions.
 
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I
So...hm....what if a model doesn't have twitter ? They ignore all messages they get on email? LOL. What is this , a scam site?

Of course this is not right, as a procedure, let's say. It was rather more a suggestion based on how I noticed others managed to solve this in a shorter period of time. However, I hope everything went well and that you've succeeded to pass the registration process :)
 
boys and girls , can u believe MFC gives shit on their models ? they didn t pay us at all , they lied they sent wires on 16 and the news is they sent them on 20, and they didn t even email us . they ignore our emails . and we don t have our payments , it s been 5 days and no money . GREAT MFC !!!!! I GUESS they only care about top models.
 
Yes it's definitely because they "gives shit on their models" and can't possibly be anything having to do with complications since this whole Choice Bank fiasco turned up.

Fo sho.
 
I can only speculate regarding all this but if the new law really starts to cause problems for USA located businesses(sites/studios/performers) one of the back up plans which in my eyes look very plausiblewould them to relocate their businesses abroad to countries who do allow it (europe). It will be a cost effective move but seeing how it already is going a necessary one if they want to keep continueing on the base they do now. Sadly enough it will be a problem for the broadcasters that actual live in the USA as they are not so easy in relocating.
All the best wishes and lots of luck for all you girls and guys from the USA
 
boys and girls , can u believe MFC gives shit on their models ? they didn t pay us at all , they lied they sent wires on 16 and the news is they sent them on 20, and they didn t even email us . they ignore our emails . and we don t have our payments , it s been 5 days and no money . GREAT MFC !!!!! I GUESS they only care about top models.
Nah. We was paid by wire too and day after we get money on our account bank. Natasha is not top model (camscore only about 600) .But its interessing why you dont receive money. If you are verified on paxum use it. We was sceptic before but now its confirmed that paxum is safe. we get all money and cheaper than FCP. I set all already to paxum. Cosmopay is another bullshit , 18.4 i have requested payment from chaturbate on cosmopay and still dont get it,... This fckin idiot situation helped us ..Now we safe a lot of money using paxum. EFT= 4 days (5 usd fee) ,EXT CARD=1-2 days (6usd fee+ 3%)
 
Yes it's definitely because they "gives shit on their models" and can't possibly be anything having to do with complications since this whole Choice Bank fiasco turned up.

Fo sho.
and do you think it s fair they ignore our emails about OUR payments ? and it s fair for them not to tell us that they were late with payments just to calm us ? we work for them and we get ignored and that s it! their support sucks fo sho. ;)
 
Nah. We was paid by wire too and day after we get money on our account bank. Natasha is not top model (camscore only about 600) .But its interessing why you dont receive money. If you are verified on paxum use it. We was sceptic before but now its confirmed that paxum is safe. we get all money and cheaper than FCP. I set all already to paxum. Cosmopay is another bullshit , 18.4 i have requested payment from chaturbate on cosmopay and still dont get it,... This fckin idiot situation helped us ..Now we safe a lot of money using paxum. EFT= 4 days (5 usd fee) ,EXT CARD=1-2 days (6usd fee+ 3%)
not only me . u can look on twitter - a lot of european models didn t get paid and what mfc does ? ignore all the emails , i have paxum now i got verified after pay period .
 
and do you think it s fair they ignore our emails about OUR payments ? and it s fair for them not to tell us that they were late with payments just to calm us ? we work for them and we get ignored and that s it! their support sucks fo sho. ;)

who is we?
 
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WE - the models , the reason mfc is making money :)
 
at least chaturbate emailed all the models that the wire will settle in 5-7 days due to the increase volume of wire payments , but MFC nada ! u just email them and they don t answer .
 
I tryed upload documents on cosmo and i receive on mail this ? It happened same to u guys?


Your Mastercard® prepaid card limit
upgrade request has been declined!
 
Do you guys have any idea if after your cosmopayment account is verified the card is shipped automatically?
 
Do you guys have any idea if after your cosmopayment account is verified the card is shipped automatically?
Yes, it does. I just recived the card today without to do anything else to request it. I made the account last week, before all sites include Cosmo as a payment for models. In less than 24 hours was approved with all documents, but saturday i made account for one friend, and still i don t have an answer if is approved or declined. Maybe they have too many accounts on hold right now and waiting to be verrified...
 
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i received card too today. but payment from chaturbate not, daily request was made in 18.4
Maybe you didn t recive ur payment because card was not activated? Still i keep my payment on hold on mfc...i dunno what to do and Cosmo seems to be the only chance to get money out from mfc for now... On payments info on mfc its saying the transfer take less than 1 day for Cosmo, Paxum and EpayService.
 
Check this out:

(Why Mfc is not taking this in their own hands like "iwantempire")

Stephen YagielowiczApr 16, 2018 9:43 AM PDT
LOS ANGELES — iWantEmpire has announced its guarantee of payments to its artists who chose to use First Choice Pay as a payout mechanism.

According to the company, the move comes in direct response to the announcement from Choice Bank (First Choice Pay) that deposited funds have been frozen, rendering monies unavailable for withdrawal.

Now, iWantEmpire is coming forward to personally guarantee the funds due its artists.

“We understand cash flow is imperative and everyone depends on their earnings,” says Jay Phillips, president and co-founder of iWantEmpire. “Whether an artist is owed $25 or $25,000, we are incredibly grateful to be able to reach into our pockets and guarantee the funds that are due to our artists.”

Phillips says the company understands the struggles and stresses associated with an independent business model.

“While many sites are disassociating from the situation, we are taking this opportunity to reassure our international store owners they made the right choice when they joined iWantEmpire,” Phillips explains, “[So] we are guaranteeing all money owed by First Choice Pay.”

“iWantEmpire celebrates each and every person who has entrusted us with their content and their livelihood, and while this is an incredibly difficult situation, we are honored and humbled to offer assistance when it is needed most,” Phillips adds. “iWantEmpire is an artist-first platform from concept to creation, and we are proud to stand by this motto. All synergistic entrepreneurs around the world are welcomed here.”
 
I m American FOSTA/SESTA legislation has been used to shut down a webstie in the US already.The website was said to have been used to sell a child, child trafficking.The only way I could see the new law effecting choice bank is if someone payed for the child using first choice Bank some how, that would also explain why everyone is so quiet, because its a criminal investigation.<<I do not know this is what happened ,its just, what could have happened. Chaturbate is a US Company, if that law was the problem, Chaturbate would be off line right now. I have looked into this a little. THe IRS did shut down first choice bank some time ago, and forced them to find a new way to move there money, which they did. The IRS demanded a list of there US Customers..It would seem to me this would make it where people do not want US Customers which someone posted above, that was the case. A large amount of the banks customers could have been people from the United States hiding money from the IRS. If they lost the ability to hide the money they would probably move it ASAP, causing large withdrawals from the bank.. Someone also posted in this thread companies didnt want payouts in US Dollars. I have tried to confirm with models I know, to see what is going on, like if they have received payment ect, but the models I know dont seem to worried about it. I can say this almost as a statement of fact payoneer, moved this business to first choice for a reason and normally that reason is to protect the parent company from something, liability of some kind or legal action, many companies spin things off for this reason. So all though Payoneer is the parent company you can believe that legally they are protected some how ,from any liability that would come from first choice . I hope maybe this gave some people ideas of what might be happening.
 
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I tryed upload documents on cosmo and i receive on mail this ? It happened same to u guys?


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I got this message too, and Im from Europe....no idea what is going on.
 
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