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What is going on with First Choice?
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someone in another forum said that receive this kind of email from them:
Dear Sir/ Madam
Notice by Liquidator of Allowance of Claim as Valid
We have evaluated your claim against Choice Bank in respect of sums totaling $USDxxxxxx which you sought to prove in the liquidation of the bank.
The Liquidator has allowed your claim in full.
Please appreciate that the amount of your claim allowed is not necessarily the amount that will be paid to you. The amount to be paid will depend on several factors including, but not limited to, total number of claims determined as valid, amounts realized from assets, sum collected or paid as resolution of existing lawsuits.
As you are an xxxxxxxxx, your claim will be given the priority stipulated by law (Section 116(2) of the Domestic Banks and Financial Institutions Act, a copy of which appears on our website, www.choicebanklimitedinliquidation.com), and you will be paid accordingly.
We will be advising you by email, as well as by our website, on information about payment.
Yours faithfully,
Cedric Flowers
Liquidator, for and on behalf of Choice Bank Limited
Dear Sir/ Madam
Notice by Liquidator of Allowance of Claim as Valid
We have evaluated your claim against Choice Bank in respect of sums totaling $USDxxxxxx which you sought to prove in the liquidation of the bank.
The Liquidator has allowed your claim in full.
Please appreciate that the amount of your claim allowed is not necessarily the amount that will be paid to you. The amount to be paid will depend on several factors including, but not limited to, total number of claims determined as valid, amounts realized from assets, sum collected or paid as resolution of existing lawsuits.
As you are an xxxxxxxxx, your claim will be given the priority stipulated by law (Section 116(2) of the Domestic Banks and Financial Institutions Act, a copy of which appears on our website, www.choicebanklimitedinliquidation.com), and you will be paid accordingly.
We will be advising you by email, as well as by our website, on information about payment.
Yours faithfully,
Cedric Flowers
Liquidator, for and on behalf of Choice Bank Limited
It-s 29 January!!!! Today it-s the deadline! They had a lot of time to do what they had to do. Everything else they’re saying, are bullshit. They need to act according to the laws, they can delay the process at their own pleasure. After this date, we should begin to sue them. FIRSTCHOISE PAY, GIVE US OUR MONEY!!!!!
Here's what I received today:
___________
Date: January 29, 2019
To: xxxxxxx
Dear Sir/ Madam
Notice by Liquidator of Allowance of Claim as Valid
We have evaluated your claim against Choice Bank in respect of sums totaling US$XXXXXXX, which you sought to prove in the liquidation of the bank.
The Liquidator has allowed your claim in full.
Please appreciate that the amount of your claim allowed is not necessarily the amount that will be paid to you. The amount to be paid will depend on several factors including, but not limited to, total number of claims determined as valid, amounts realized from assets, sum collected or paid as resolution of existing lawsuits.
As you are an unsecured creditor, your claim will be given the priority stipulated by law (Section 116(2) of the Domestic Banks and Financial Institutions Act, a copy of which appears on our website, www.choicebanklimitedinliquidation.com), and you will be paid accordingly.
We will be advising you by email, as well as by our website, on information about payment.
Yours faithfully,
Cedric Flowers
Liquidator, for and on behalf of Choice Bank Limited
_____________________
___________
Date: January 29, 2019
To: xxxxxxx
Dear Sir/ Madam
Notice by Liquidator of Allowance of Claim as Valid
We have evaluated your claim against Choice Bank in respect of sums totaling US$XXXXXXX, which you sought to prove in the liquidation of the bank.
The Liquidator has allowed your claim in full.
Please appreciate that the amount of your claim allowed is not necessarily the amount that will be paid to you. The amount to be paid will depend on several factors including, but not limited to, total number of claims determined as valid, amounts realized from assets, sum collected or paid as resolution of existing lawsuits.
As you are an unsecured creditor, your claim will be given the priority stipulated by law (Section 116(2) of the Domestic Banks and Financial Institutions Act, a copy of which appears on our website, www.choicebanklimitedinliquidation.com), and you will be paid accordingly.
We will be advising you by email, as well as by our website, on information about payment.
Yours faithfully,
Cedric Flowers
Liquidator, for and on behalf of Choice Bank Limited
_____________________
I got the same email a few minutes ago. That my claim is valid. The important thing now. Is when they are going to release the partial first payment .
- Mar 23, 2017
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- Twitter Username
- @claudiasmithcam
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- Claudia_smith
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- Claudia_Smith
I received it as well. The question now is how much unsecured creditor can get the money back.
I just got the same email like the one above ... but I still don’t know how much of it I am gonna get as it depends on many other factors 
firstochoicepay page is down..i did not receive any email,,9 months of bullshits ,,,what next ?
Depositors, Creditors and Lessees of
CHOICE BANK LIMITED
TAKE NOTICE that the Liquidator of Choice Bank Limited has prepared for filing with the Central Bank of Belize a schedule of the actions proposed to be taken for the purpose of the compulsory winding-up of Choice Bank Limited and the schedule can be inspected on the 1st day of March, 2019 at Choice Bank’s office, Corner Hudson Street/Marine Parade, Belize City, Belize.
AND FURTHER TAKE NOTICE that the schedule will be filed with the Central Bank on the 28th day of February, 2019.
Please note that a depositor or other creditor or shareholder or other interested person of Choice Bank Limited has twenty (20) days from the filing of this schedule of proposed action with the Central Bank to file objections with the Central Bank to any action proposed in such schedule. so 20 days we need waiting
Just reading through this as a cam model coming back after a year and a bit. Wow what a storm! I'm so sorry for everyone affected. FirstchoicePay was my absolute best option in Australia. What are people using now? is there an alternative yet? I read through a lot of the thread but seems to be stuck for solutions! Yikes.
- Mar 23, 2017
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- Twitter Username
- @claudiasmithcam
- MFC Username
- Claudia_smith
- Streamate Username
- Claudia_Smith
Their email says:
As you are an unsecured creditor, your claim will be given the priority stipulated by law (Section 116(2) of the Domestic Banks and Financial Institutions Act, a copy of which appears on our website, www.choicebanklimitedinliquidation.com), and you will be paid accordingly.
That section says:
116. (2) The following unsecured claims have priority
against the general assets of a licensee being compulsorily
wound-up under this Act, namely:-
(a) firstly, credits extended to the licensee by the
Central Bank until the appointment of the
liquidator;
(b) secondly, credits extended to the licensee prior to
the appointment of the liquidator and under
collateral whose object are the licensee’s assets
and to the extent of such collateral;
Priority of
claims.
196 Domestic Banks and Financial Institutions [No. 11
(c) thirdly, the necessary and reasonable expenses
incurred by the statutory administrator or
liquidator, including professional fees in carrying
out its functions under this Act;
(d) fourthly, the wages and salaries of the officers and
employees of the licensee (whether or not earned
wholly or in any part by way of commission)
including any amount payable by way of allowance
or reimbursement under any contract of
employment or award or agreement regulating
conditions of employment, that accrued during
the three months immediately preceding the
appointment of a statutory administrator or
liquidator under this Act, provided that such
amount does not exceed five thousand dollars;
(e) fifthly, all deposits in amounts not exceeding five
thousand dollars per depositor, respectively;
(f) sixthly, all taxes due and other imports owing to
the Government of Belize;
(g) seventhly, the fees, debts and assessments owing
to the Central Bank of Belize;
(h) eighthly, credits extended to the licensee after the
appointment of the liquidator;
(i) ninthly, all other deposits;
(j) tenthly, all other unsecured claims of creditors;
(k) eleventhly, subordinated debt.
So the first schedule saying that
As you are an unsecured creditor, your claim will be given the priority stipulated by law (Section 116(2) of the Domestic Banks and Financial Institutions Act, a copy of which appears on our website, www.choicebanklimitedinliquidation.com), and you will be paid accordingly.
That section says:
116. (2) The following unsecured claims have priority
against the general assets of a licensee being compulsorily
wound-up under this Act, namely:-
(a) firstly, credits extended to the licensee by the
Central Bank until the appointment of the
liquidator;
(b) secondly, credits extended to the licensee prior to
the appointment of the liquidator and under
collateral whose object are the licensee’s assets
and to the extent of such collateral;
Priority of
claims.
196 Domestic Banks and Financial Institutions [No. 11
(c) thirdly, the necessary and reasonable expenses
incurred by the statutory administrator or
liquidator, including professional fees in carrying
out its functions under this Act;
(d) fourthly, the wages and salaries of the officers and
employees of the licensee (whether or not earned
wholly or in any part by way of commission)
including any amount payable by way of allowance
or reimbursement under any contract of
employment or award or agreement regulating
conditions of employment, that accrued during
the three months immediately preceding the
appointment of a statutory administrator or
liquidator under this Act, provided that such
amount does not exceed five thousand dollars;
(e) fifthly, all deposits in amounts not exceeding five
thousand dollars per depositor, respectively;
(f) sixthly, all taxes due and other imports owing to
the Government of Belize;
(g) seventhly, the fees, debts and assessments owing
to the Central Bank of Belize;
(h) eighthly, credits extended to the licensee after the
appointment of the liquidator;
(i) ninthly, all other deposits;
(j) tenthly, all other unsecured claims of creditors;
(k) eleventhly, subordinated debt.
So the first schedule saying that
- Mar 23, 2017
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- Twitter Username
- @claudiasmithcam
- MFC Username
- Claudia_smith
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- Claudia_Smith
Damn...i think you are right it seems only ones with 5k will be payed in full. Wha an irony! We are "given a priority" - by putting us on last place, and we practicly financed the whole bank with amount of our money and they awarding us with biggest loses. They plan as someone said was: they are sex workers with easy money accross the world...no one cares for them and they will be quiet, so they will finance us...
Ah...another reasons why should we went with a law sue...
it seems only ones with 5k will be payed in full. Wha an irony! We are "given a priority" - by putting us on last place, and we practicly financed the whole bank with amount of our money and they awarding us with biggest loses. They plan as someone said was: they are sex workers with easy money accross the world...no one cares for them and they will be quiet, so they will finance us...Ah...another reasons why should we went with a law sue...
what did date 29 February mean for me ? why they talked about a deadline when I do not get anything at this date? its 1.feb and no one email from them...
- Jun 21, 2017
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- Twitter Username
- @SophiestiqueX
- MFC Username
- SophiestiqueM
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- Sophiestique
we are using paxum at the moment, or cosmopayments, but not sure if they go tto australia yet, no harm tho to check their website.
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