I have the same question about Cosmopayment. Maximum amount per ATM transaction is $600. What is the maximum amount in euros (!!) that you can receive taking into account the conversion rate and transaction costs. Has someone already received 500€ in 1 transaction?
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I have the same question about Cosmopayment. Maximum amount per ATM transaction is $600. What is the maximum amount in euros (!!) that you can receive taking into account the conversion rate and transaction costs. Has someone already received 500€ in 1 transaction?
actually I can't understand limit even in $.
I was withdrawing in my local currency, didn't knew, if fees are included in those 600$ or not, so tried to withdraw a bit more
Result:
-in one day each transaction according to currency rate was around 613$
-in second - around 603$
What are fees, I have no idea, I can't calculate.
And how many euros did you requested in both transactions?
Then I think you can get $600 and the fees are not included in the $600 limit.
I withdraw not in euro.
And yes, I supposed that fees are not included. But what are fees? I asked support of Cosmo in this topic twice, but he ignored my question.
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Fees for cosmo are listed on your account page. https://wdcs.cardportal.com/Account/Fees.aspx. for me cosmo card works exactly as fcp one worked as fees. the same math i was doing before im doing it now. and the exchange rate is set by mastercard, not cosmopay.
Can you share the math? Can you withdraw 500 € from the ATM with 1 transaction?
if it would be the same math, it would be not rate set by MasterCard, but rate by bank of atm, which I use, since with fcp it was always exactly currency rate of my local bank
Besides when I used Euronet atm, not my local, it offered rate of euronet for sure, it always has pathetic low currency rate
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when i do the math to withdraw cash from ATM i use national bank currency -0.15lei as exchange rate. i used euronet only a few times, exchange rate seemes little better, but happened the ATM to be broke, they took money from card but didnt receive any money at ATM, they didnt fix it till now and its been months. they keep telling me to contact the issuer of card and we all know what hapepned with those.
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if you are from romania sure, if diferent country its useless as not same curency. no clue about 500euros as we dont have euro in romania.
When it was fcp math was such:
Amount in my currency+1,8%+3,15$=amount in $
As I understood, Cosmo has 3,15$ fee as well, but % was different every time. Besides, when I withdraw money, certain amount disappear from account, but no transaction visible, and in fee days, when transaction appear in list, that amount in different and I have bigger balance than in day of withdrawing.
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yea that happens to me too @SillyLily i do my math, go withdraw, and in like 2 days some more money appear in my account lol. i never calculated with %, from what ive seen in fees list on cosmo they say smth like 2.5% or 3.5 dont remember well. but as long as i get more money its better than less and not complaining
yes, it is written 3,5%, but every uptime when I withdraw it is somewhere between 0,3-1,55%
I was calculating it to understand, what will be more profitable in future, paxum of Cosmo (I didn't knew yet, that paxum have 2,5% and 1k$ limit)
Sure, it is better, but it is not possible that % changes, so my math is wrong, and if it would be rate is MasterCard, not my local, it would be the same in all atm, but it is not
I read somewhere that Cosmopayment get the maximum fees from your account as a precaution and then return it if it turns out it would be less.
It depends on the bank and/or country. I expect a first payment this week. I'll take a look at it.
fcp was telling that they may have up to 3,5%, all people, who I know, had 1,8%
Cosmo is saying 3,5%, not even "up to"
I will count this week too, but something is telling that there will be new numbers again
Login and you'll see this on the "my account" page.
Activate Plastic Card
To activate your plastic card, Click on "activate plastic" button below.
I did , but it says i dont have enough funds to activate it...how i can put money on it if is not active though?
You can receive money without your card being activated. It will then be placed (temporarily) on your second balance.
So first receive your money from mfc. This allows you to activate your card.
Sorry, I would not ignore you, I don't see where you asked this however? I responded to your limits questions.
It is hard to give a number as the conversion rate is constantly changing. I would think that 480 EUR would be the most constant benchmark to withdraw.
Not exactly, when the transaction authorization goes through the rate will be at a certain amount, but when the transaction settles later in the day the rate may change, therefore there are small discrepancies in the amounts. However 3.5% is always the fee.
We do, 3.15 USD for withdrawal, 3.5% is the exchange fee.
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Anyone thinking of joining paxum the approval time is super quick now. I signed up today and was approved 1 hour later.
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Ill update when it ships and arrives to me. I just requested it today and I'm in canada. So far just says processing.
I didn't pay for express shipping either as it was 90$ (like no way) so we will see how long it takes. I don't want to use their wire service because I would pay 50$ fee to paxum plus 14$ fee from my bank.
My card is still printing since May 10th. This is ridiculous.
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That's so annoying.. I was assuming it would take awhile but man that's a long time. And that 50$ wire fee is crazy.
Mine too!
Printing since May 10. I called them few days ago they said the cards are being printed but takes time since they have many orders at the same time.
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