I’m in no position to criticize any provider right now. I do know however, that they provide more than just a card, the same with Cosmo, which gives more options, even if they are not perfect.@Dan Epstein i think it was about paxum card, not cosmo. Cosmo cards were shipped very fast. And not sure how in other countries work, but in Romania printing a card takes like 5 minutes dont wanna talk bad about anyone, but i think paxum like to receive the fees very much. lets be honest who wouldnt like to get 3% from any transaction