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What is going on with First Choice?

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Apr 20, 2018
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Yeah just to clarify, 100% should not be impossible to obtain, it is what Choice management was planning for afterall, after selling the assets. So far before June 29th they had managed to sell assets for more than they were valued at, they actually made a $4 million surplus if I remember correctly. However much the liquidator is paid, it shouldn’t be more than some 3% which should keep our chances alive at getting a full refund. There is no reason to believe or expect anything under 70% is acceptable anyway, and 20-40% as I saw mentioned in other places is laughable. Remember, before Central Bank took over, the bank was actually managing to get profit out of their assets (more than 100%).
 
Jul 15, 2018
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Looks like bye-bye money, folks...
Stolen by either Payoneer or the Belizean government, my hopes are gone... just found out about somebody with 90k lost too :(
Do you have some new source of information? I thought everyone was just waiting for the Central Bank to provide an update by August 28th.
 
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Apr 18, 2018
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I bealive that there is no way we end up with nothing...first, there is some sum of money( as they said, only money from puerto ricko deposids which belong to choice is enough to cover everyones account up to 100k....but that does not mean they will...i think all smaller accounts will be covered in full as choice wanted to...and others will get some percentage...maybe 70%...
Their reputation is on the line as off shore bank state...if news start that goverment stole depositors money, their banking days are over....and choice was only one of many out there...
 
May 1, 2018
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Yeah for sure. If they fail to pay, their banking system and the whole country will go under, intentional banking business is everything for Belize.
 
Jul 31, 2018
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Twitter Username
@Agnesss_777
Streamate Username
Agnesss
Does anyone here knows any offshore bank that can provide an offshore IBAN and also is adult friendly. In case we get back our money from Choice Bank ... I don’t think I wanna have send my money in my country bank account . I would prefer getting them in offshore and withdraw from ATM ASAP...
 
Apr 13, 2018
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Note that there will be a deadline by which claim forms are to be returned to the Liquidator. You may therefore wish to gather details of your claim (along with any documentation which will support your claim) in preparation for submission to the Liquidator.



You are encouraged to regularly check Choice Bank Limited’s website (www.choicebanklimitedinliquidation.com) for updates.



If you have any further questions, call us at +501-223-6850/6851.



Respectfully,



Cedric Flowers

Liquidator

Choice Bank Limited
 

dark_mermaid

Cam Model
Oct 31, 2016
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Very strictly speaking, being a fcp customer does not make anyone a choice bank customer unless fcp was really no separate company but just a department of choice bank.
 
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Very strictly speaking, being a fcp customer does not make anyone a choice bank customer unless fcp was really no separate company but just a department of choice bank.

I think yes, we are, because one of their products they offer on their site are the prepaid cards, so we us their customers too.

On the bank's site it says:

Services & Solutions
Prepaid Cards
Prepaid cards offer the best of both worlds. The safety and convenience of plastic and the flexibility of cash. Prepaid is a great solution for managing payroll and much more. Learn how CGP can tailor a cost-efficient program to meet your card needs – anywhere in the world.

And if you click "Solutions/prepaid cards" it says:

Prepaid Cards
Prepaid cards offer the best of both worlds. The safety and convenience of plastic with the flexibility of cash. Convenient, easy to use, and safer than cash, they are an invaluable addition to your payments offerings.
Accepted worldwide with easy 24-hour online access to account information, prepaid cards are essential payroll management tools. With direct deposits onto the card, your employee gets paid without having to wait in long lines and without having to pay check-cashing service fees. Employees can shop online or in-store and have access to ATMs worldwide.
Prepaid programs are ideal for:
Payroll
Corporate incentives
Pension payments
Marketing campaigns
Remittances
Travel and entertainment expenses
Branded with your name and logo, prepaid cards become an extension of your relationship every time your employee or client shops.
The Choice Global Payments Difference
CGP’s unique banking network allows us to develop the issuance strategy that is best for your individual program needs. We can issue in multiple countries and multiple currencies, using the network and partners that bring the most advantage to you.
Learn more about CGP’s prepaid card offerings:
Choice Global Payments – Prepaid Card Solutions
 
Apr 18, 2018
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Yes, but they issued cards for their regular customers too, for payoneer and paxum...maybe for someone else also...not just for fcp. Nevertheless, they cannot ignore us, there are more then few of us out there :)
 
Yes, but they issued cards for their regular customers too, for payoneer and paxum...maybe for someone else also...not just for fcp. Nevertheless, they cannot ignore us, there are more then few of us out there :)

I sent emails to the Central Bank of Belize and Choice Bank and both answered me as a customer who owns funds there... If they have your money your are a customer/depositor
 

dark_mermaid

Cam Model
Oct 31, 2016
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I sent emails to the Central Bank of Belize and Choice Bank and both answered me as a customer who owns funds there... If they have your money your are a customer/depositor

While this makes things easier in this case it makes me wonder if choice bank and firstchoicepay were really separate companies.
 
Jun 1, 2018
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I downloaded Transaction from FCP there are transactions from previous payoneer card. I requested FCP for payments. They sent me Account Holder Payments and there are no transaction from Payoneer. Is it ok?

And Have u already sent the Notice? Name: Address: Email Address: (please use one you check frequently) Account number: (your account number with Payoneer/First Choice)
mentioned https://www.stripperweb.com/forum/showthread.php?222220-First-Choice-Getting-Our-Money-Bank

what did u write in "simple paragraph outlining how we are each individually owed" ???
 
Apr 25, 2018
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My dream world
Twitter Username
@abandonedangel7
“Between March 1, 2019 and March 20, 2019, anyone owed who has not been repaid in full can make an objection. I REALLY hope this step won't be relevant to anyone legitimately owed funds. “Can some people just stop guessing sayin “bye bye” to our money who wants to say bye bye to their money ok but just stop with that guessing or guessing we wont get full amount i know for sure ill sue them if i dont get full amount...so tired of reading someone guessing
 
Jul 15, 2018
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“Between March 1, 2019 and March 20, 2019, anyone owed who has not been repaid in full can make an objection. I REALLY hope this step won't be relevant to anyone legitimately owed funds. “Can some people just stop guessing sayin “bye bye” to our money who wants to say bye bye to their money ok but just stop with that guessing or guessing we wont get full amount i know for sure ill sue them if i dont get full amount...so tired of reading someone guessing

I agree there are parts in the FAQ that seem really important but not very clear like here:

(c) notify each person whose claim is allowed in full (Does this mean people who can't be paid in full won't be notified?)
 
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but without example to fill this form its impossible to send them
You just have to answer the questions they ask!
 
You just have to answer the questions they ask!

It isn't so easy....

Maybe the form is easy but look at this we have to send too:

Supporting Documents
Upload all the relevant documents to support your claim against Choice Bank Limited such as-
(a) Identification Documents (e.g. passport, deed polls, business registration and incorporation documents),
(b) Contract between you and Choice Bank Limited (deposit account, loans, service contract),
(c) Copy of Invoices issued to Choice Bank Limited,
(d) Statements of accounts,
(e) Copy of documents showing any collateral held or pledged,
(f) Other written evidence.
Documents are to be authenticated/ notarized. Do not send original documents.
Declaration
The declaration is required in respect of every claim.
Except where the Claimant is a natural person and signs this form personally, confirmation and supporting documents must be provided that the signatory is properly authorized to sign on behalf of the claimant.


OK, I contacted FCP's suppor by Live Chat, asking them abot the contract and other documents to send to the Liquidator, and look at their answer:

Status: Connected
Julian (Listening)
Julian: Hello and welcome to Firstchoice Pay customer care! My name is Julian and I would be happy to assist you! Please bear with me for a few moments while I pull up your information from our system. I will be right with you.
Me: ok
Julian: Hello!
Julian: How may I help you?
Me: I have funds from my firstchoicepay account frozen by Choice Bank, now the Liquidator published the forms to make the claim
Me: and they are telling us to send documents to proove all
Julian: I will be happy to check this for you. Before we proceed, please provide some details for identification.
Julian: Please provide me with your date of birth in the US format (Month/Day/Year).
Me: Supporting Documents
Upload all the relevant documents to support your claim against Choice Bank Limited such as-
(a) Identification Documents (e.g. passport, deed polls, business registration and incorporation documents),
(b) Contract between you and Choice Bank Limited (deposit account, loans, service contract),
(c) Copy of Invoices issued to Choice Bank Limited,
(d) Statements of accounts,
(e) Copy of documents showing any collateral held or pledged,
(f) Other written evidence.
Documents are to be authenticated/ notarized. Do not send original documents.
Me: ……
Julian: who asked you to provide this?
File attachment upload has started.
The file 00 General-Instructions-Claim-Forms.pdf (198.72KB) was received.
File attachment upload has started.
The file 00 Claim-Form-4-Unsecured-Prepaid-Cardholder.pdf (291.77KB) was received.
Julian: I am looking into this for you. One moment please.
Me: the Liquidator Cedric Flowers, named by the Central Bank of Belize
Me: http://www.choicebanklimitedinliquidation.com/en/wp-content/uploads/2018/08/Public-Notice-Claims.pdf
Julian: Thank you. for holding
Me: thank you
Julian: unfortunately since we no longer work with Choice Bank, you would need to contact them in regards to this form
Me: But they need the contract between Firstchoice pay and me
Me: where is that?
Julian: since we no longer work with choice bank , we would not be able to provide that, if you contact them they will be able to assist you better
Me: they are asking us for this documents
Me: Choice Bank Authority is the Liquidator Cedric Flowers
Me: we need to provide him this documents
Julian: ok, i will transfer this issue to my department and we will see what we can provide
Me: great
Me: :)
Me: Thank you
Julian: Is there anything else I can help you with?
Me: no
Me: thank you
Julian: You're welcome.
Julian: It was a pleasure helping you. If you have another spare minute I would appreciate you filling the survey as my performance is being valued by it. You will see it when you press the "Disconnect" Button. I'd be more than thankful if you took the time to fill it.
Me: I'll be waiting


So I was searching all the emails with FCP, remember we were payoneer before FCP, then Payoneer created FCP for the adult industry, but we didn't do any contract...

the emails I found say this:

Dear ......
Response 09/14/2017 05:06 AM
Thank you for providing us with the requested documents.
Your account will remain fully functional.
Thank you,
billy
Customer Approval Department
Reference Number: ....
Your Customer ID.....

that is the only thing I found, someone else knows where can we find it?
 
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yikes thats a ton of stuff. id definetley print the TOS you guys agreed to with first choice if you have access to them on your account its odd they tell you to contact choice bank when choice is being totally controlled by this liquidator now. also for sure print all your first choice account payment records and balances as well as if you can get copies from your cam or clip sites showing they sent your money earned to your choice account. hopefully you guys can get it sorted!