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What is going on with First Choice?

Discussion in 'General Cam Chat' started by MiaFoxUK, Apr 10, 2018.

  1. zumba2

    Joined:
    Apr 12, 2018
    Messages:
    39
    You don't get it! I have no problem finding a new payment option. My problem is that the money I had on my virtual account are stucked there. That's the problem. Not finding a new payment method. That's already done.
     
    • Like Like x 1
  2. Maryjane440

    Joined:
    Jun 26, 2017
    Messages:
    19
    well..if the option "withdraw funds to external card" will work, im not going to be upset. The problem is, that I sent the money to my bank account once ... But the money dissapeared. Support didnt help... most annoying for me,is one sentence in paxum email "The only change in our current business is that Choice Bank issued Paxum cards can no longer be loaded. "Yeaaa no problem it doesnt influence anything ..suuure,they should pay those fees, for using service like withdraw funds to card,we are forced to use.Most people are happy,that we cannot pay for new paxum cards.Like whaat? Why we should? Im surprised,after sooooo many new fees they added , this is really happening.
    Sorry for bad english,im nervous...and sad,because i will be hungry this month
     
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  3. JickyJuly

    Cam Model

    Joined:
    Apr 13, 2011
    Messages:
    5,035
    Did FCP have the same TOS as Payoneer? If so, those of you who had a lot of money on those cards need to read that stuff. It's scary and doesn't leave you with a lot of legal options.
     
    • Agree Agree x 1
  4. zumba2

    Joined:
    Apr 12, 2018
    Messages:
    39
    That's why I'm afraid of. Everywhere you search you only find official info about money on your CARD! They say nothing about money on your virtual account that are not loaded yet but they exist there in your fcp account.
     
    • Agree Agree x 1
  5. sassy001

    Joined:
    Apr 13, 2018
    Messages:
    24
    Why's that ? If they didn t intended to gave us the money they would dezactivated the cards too right ?Or maybe that limit of 10k that was on cards were on Choise Bank already! So Choise Bank leted us took what was already there but no furthere !So FCP can t withraw more on those cards they are money being stucked on FCP,why we don t know yet !This is my logical judgment! Verry sorry for my poor english :)
     
  6. sassy001

    Joined:
    Apr 13, 2018
    Messages:
    24
    so every time we did an operation like taking the money from ATM ,the money from virtal balance withraw (refill) the cards till limit of #10k !This are the money that went to Choise Bank the rest of them stayed on FCP ! Again ,is my logical opinion tell me @Dan Epstein if im wrong please!Ty
     
  7. JickyJuly

    Cam Model

    Joined:
    Apr 13, 2011
    Messages:
    5,035
    When you say virtual account, do you mean money that your site tried to load that never made it to the card? Unless FCP actively tries to screw cardholders, I would think that limbo money is safer than what's on your card. According to Payoneer TOS, cardholders can hold them liable for no more than the fees you've paid to them. Money on the card isn't covered or safe. It never was. But, if they choose not to load a payment and not to send the payment back to the issuer, they would probably be breaking a law.
     
  8. zumba2

    Joined:
    Apr 12, 2018
    Messages:
    39
    No, when I say about virtual account, I talk about the money that are not loaded on card yet but are already loaded in FCP account. For example, you have $12000 payment from mfc. It arrived to FCP and you payed those 5$ for imediat loading. After few minutes you have them loaded. so you have 11995. The mastercard limit is 10000, so they put 10000 to be available on your card so you can withdraw them from atm. Now you have 10000 on card and 1995 on account. As soon as you withdraw from card 5000 for example, the other 1995 are loaded to card (but the card amount can't exced 10000).
    Now, when all this happened, some of us could withdraw those 10000 loaded on card but the limit didn't recovered from the account balance. So the money are not "on the way from site". They are in the account but you can't acces them because they are not loading anymore. Now, the question is what happens with those 1995$ that can't be sent back to myfreecams but you still can't use them. That's what I mean with "frozen" accounts.
     
    • Agree Agree x 1
  9. JickyJuly

    Cam Model

    Joined:
    Apr 13, 2011
    Messages:
    5,035
    Ah. That money is at the same risk as the money on your card then. Maybe more. Bummer.
     
  10. zumba2

    Joined:
    Apr 12, 2018
    Messages:
    39
    The money "on card" are not at risk. You can use the card and you can empty it till last cent. But no more money from your account (those $1995) are loading to card so you can withdraw them too. So from a payment of 12000 you managed to withdraw only 10000. The rest is "silence" :dead:
     
    • Agree Agree x 1
  11. DahliaAja

    Inactive Cam Model

    Joined:
    Dec 20, 2013
    Messages:
    39
    HEY , did u guys get paid from mfc ? i mant if you saw the payment being sent , cause i dunno why mfc takes so long on this payment , i have the option international wire transfer so i don t know if they usually are this slow on wires ... hmm ?
     
  12. InkInSkin

    Joined:
    Apr 11, 2018
    Messages:
    22
    Still not verified on Paxum lol. ePayments have verified my account in less than 8 hours, I'm gonna go with them until Paxum verifies me.
     
  13. nicehotjob

    Joined:
    Apr 11, 2018
    Messages:
    63
    Hi , yes we are payed about one hour ago by wire.

    I hear that ePayment ask bullshits about your transactions, that you need to send them contracts, docments and other bullshits otherwise your money will remain on account. Try use wire or send email to chris. ePayments dont receive in USD and temporary dont issue new cards
     
    • Helpful Helpful x 1
  14. whathappen

    Joined:
    Apr 11, 2018
    Messages:
    10

    yes but if CB accept to pay by EURO we don't have to send any docs .. Cause right now I checked Stripchat make a payment by EURO now ...
    (Sorry about my English )
     
  15. whathappen

    Joined:
    Apr 11, 2018
    Messages:
    10
    CB needs to do that
     
  16. Guy

    Guy

    Joined:
    Jul 19, 2015
    Messages:
    2,851
    Why did it drive you bonkers?
     
  17. SaffronBurke

    Cam Model

    Joined:
    Jan 3, 2013
    Messages:
    14,856
    They take forever and a day to process. First, nobody has their check ready before the transaction ends. You'd think, if someone knows they're going to pay with a check, that they would start working on the check while the cashier rings them up - date, name of the store, signature, then just fill in the total when the cashier gives it to them. You'd think that'd be ideal, right? Ha, nobody does that. They don't even have the date yet by the time the cashier is done ringing them up. So, now the cashier has to wait for them to fill out the check. And then we have to run it through the check reader. Not once, it never reads it the first time. It's going to be 2-3 times minimum. Now, it's time to ask for their ID, write their ID # and expiration date on the check, and type them into the computer, then run the check through the machine 3 times again trying to get it to print the store info on the back.

    It takes about 7 minutes on a good day. It holds up the line, especially during a busy time of year like the holidays. Debit cards exist, use them people.
     
    • Agree Agree x 1
  18. nicehotjob

    Joined:
    Apr 11, 2018
    Messages:
    63
    Girls.. i think is not good to choose on which camsite you will work in base of payment methods. will you choose the camsite that bring you money directly to your house in cash ,BUT have bad traffic and you will earn nothing, you will work on those camsite? :wtf: sorry my english
     
  19. DahliaAja

    Inactive Cam Model

    Joined:
    Dec 20, 2013
    Messages:
    39
    yes i saw that we got paid one hour ago . do you know which bank mfc use to send payments ?
     
  20. nicehotjob

    Joined:
    Apr 11, 2018
    Messages:
    63
    I dont know but is US bank. when i get money on my bank i can tell you than from which bank they sendt my money
     
  21. DahliaAja

    Inactive Cam Model

    Joined:
    Dec 20, 2013
    Messages:
    39
    u never used international wire transfer ? how many days takes for the money to be in our accounts ? it s my first time using it . grrr i hope firstchoice comes with an idea , i don t wanna use paxum :(
     
  22. Teagan

    Cam Model

    Joined:
    Dec 3, 2010
    Messages:
    6,283
    I do get it Zumba. I simply disagree with you. Your account isn't actually frozen. The funds in your account, not on your card, will be returned to the company that sent them. This was already disclosed the day after this all happened and was announced by Dan. I'm not sure what is so confusing for you about it.
     
  23. MelissaLauren

    Cam Model

    Joined:
    Jul 16, 2011
    Messages:
    756
    No, the payments that were pending have been / are being returned. The money that was already on the account, but exceeded the card load (10k), is indeed frozen for now.
     
    • Agree Agree x 4
  24. Darkemporium

    Joined:
    Apr 12, 2018
    Messages:
    50
    I get it but why...
    Wire transfer to the company that sent them = YES
    Wire transfer to my bank = NO
    ?
    Btw today i chatted with FCP support and they stated that as now there isn't an official solution :)
     
  25. zumba2

    Joined:
    Apr 12, 2018
    Messages:
    39
    You don't get it again. I spoke with the official support from fcp and they said the funds will not be sent back to sender and I need to wait for them to load the funds on my card
     
  26. zumba2

    Joined:
    Apr 12, 2018
    Messages:
    39
    They said they will return the funds that were not already loaded on account. Anyway, I know why I'm concerned here...im not doing this just because it's fun to do this
    Thanks
     
  27. Teagan

    Cam Model

    Joined:
    Dec 3, 2010
    Messages:
    6,283
    This was already posted here. They say the balance will be returned to who sent it.

    Darkemporium transfers to your bank were being done by Choice Bank. Since they are no longer working with FCP that service is no longer available. They are no longer doing wires to anywhere but they will hit a return to sender button for people.

    Zumba I do get it, again I simply just do not agree with you. There official statement made by them is that they will be returned. If they can change that I am sure they will, but as it stands now that is what they are saying. It's one or the other and I'm sure they are still trying to work it out with Choice.
     
  28. zumba2

    Joined:
    Apr 12, 2018
    Messages:
    39
    I never saw this statement. Can you please give me a source link for it?
    Thank you
     
  29. Teagan

    Cam Model

    Joined:
    Dec 3, 2010
    Messages:
    6,283
    It's on page 10 of this thread. Loona posted it. It was put out last Wednesday. One day after this was all went down. You posted complaining there was nothing from them for a week, no info was given, and bashing them but didn't even bother to read the thread first?
     
  30. Darkemporium

    Joined:
    Apr 12, 2018
    Messages:
    50
    Ok :)
    Seems to be a very hard button to hit .. :) Btw still waiting an answer email from @Dan Epstein :D
     

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