When you say virtual account, do you mean money that your site tried to load that never made it to the card? Unless FCP actively tries to screw cardholders, I would think that limbo money is safer than what's on your card. According to Payoneer TOS, cardholders can hold them liable for no more than the fees you've paid to them. Money on the card isn't covered or safe. It never was. But, if they choose not to load a payment and not to send the payment back to the issuer, they would probably be breaking a law.
No, when I say about virtual account, I talk about the money that are not loaded on card yet but are already loaded in FCP account. For example, you have $12000 payment from mfc. It arrived to FCP and you payed those 5$ for imediat loading. After few minutes you have them loaded. so you have 11995. The mastercard limit is 10000, so they put 10000 to be available on your card so you can withdraw them from atm. Now you have 10000 on card and 1995 on account. As soon as you withdraw from card 5000 for example, the other 1995 are loaded to card (but the card amount can't exced 10000).
The money "on card" are not at risk. You can use the card and you can empty it till last cent. But no more money from your account (those $1995) are loading to card so you can withdraw them too. So from a payment of 12000 you managed to withdraw only 10000. The rest is "silence"
Hi , yes we are payed about one hour ago by wire.
I hear that ePayment ask bullshits about your transactions, that you need to send them contracts, docments and other bullshits otherwise your money will remain on account. Try use wire or send email to chris. ePayments dont receive in USD and temporary dont issue new cards
They take forever and a day to process. First, nobody has their check ready before the transaction ends. You'd think, if someone knows they're going to pay with a check, that they would start working on the check while the cashier rings them up - date, name of the store, signature, then just fill in the total when the cashier gives it to them. You'd think that'd be ideal, right? Ha, nobody does that. They don't even have the date yet by the time the cashier is done ringing them up. So, now the cashier has to wait for them to fill out the check. And then we have to run it through the check reader. Not once, it never reads it the first time. It's going to be 2-3 times minimum. Now, it's time to ask for their ID, write their ID # and expiration date on the check, and type them into the computer, then run the check through the machine 3 times again trying to get it to print the store info on the back.
sorry my englishI dont know but is US bank. when i get money on my bank i can tell you than from which bank they sendt my money
u never used international wire transfer ? how many days takes for the money to be in our accounts ? it s my first time using it . grrr i hope firstchoice comes with an idea , i don t wanna use paxum
I get it but why...
You don't get it again. I spoke with the official support from fcp and they said the funds will not be sent back to sender and I need to wait for them to load the funds on my card
They said they will return the funds that were not already loaded on account. Anyway, I know why I'm concerned here...im not doing this just because it's fun to do this
I never saw this statement. Can you please give me a source link for it?
OK but still, why their support say that they won't do that? I never got such an information from them. First time I saw that post even if I read all this thread.
hey did you use international wire transfer for this payment ? i am asking you cause it s my first time using it and i am paranoid
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